Do I Need Commercial Truck Insurance?

Managing a business is hard work, and it is vital that you have the proper commercial insurance. This is crucial to not only protecting your company, but also to keeping your investments and assets safe. 

What Situations Will Require Commercial Truck Insurance?

Residents of Woodstock, Georgia are required to insure their vehicles under the law whether or not they are used for business purposes, but those that are operated for the use of their companies will require commercial automobile insurance. You will need commercial truck insurance, specifically, if you do any of the following: carrying equipment, transporting hazardous material or substances, moving cleaning supplies, towing heavy machinery, delivering pizzas, towing, performing any sort of chauffeur service, and shipping freight. 

Types of Truck Insurance

Your commercial truck insurance policy will be tailored to the type of vehicle you are using, and varieties can include box trucks, tank trucks, garbage trucks, flatbeds, semis, dump trucks, tow trucks, and trailers for transporting cars. The coverage that you need will depend on the number of average annual miles it is driven and on what sort of items it is used to haul.

You can purchase standard liability, physical damage coverage, underinsured and uninsured motorists insurance, and you can also obtain insurance to cover the loss of cargo. Insurance for semis provides additional options, such as equipment coverage, non trucking, and bobtail insurance. 

Peter Laczko Insurance Inc. Is Here to Help You

Peter Laczko Insurance Inc. has a great deal of experience in serving the people of Woodstock, GA, and they are here to serve you. You can speak to one of their friendly agents about all your commercial insurance needs, and they will be sure to find the right insurance package for you. Contact Peter Laczko Insurance Inc. today!