Does Regular Car Insurance Cover Exotic Cars?

At Peter Laczko Insurance Inc. in Woodstock, GA, we assist car owners in ensuring various types of vehicles, ranging from reliable second-hand cars to exotic autos. While you might assume that any auto insurance would be suitable for all types of cars, different cars may require varying coverage. While every insurance policy has unique terms and limits, certain policies may be more fitting than others based on particular circumstances. We explore these further below.

What Is Auto Insurance?

Auto insurance services protect your primary vehicle— your most frequently driven vehicle that serves as your primary mode of transport. If you own another vehicle you use regularly and wish to insure it, some policies, like a multi-car insurance policy, might be better suited to your situation. For those in possession of an exotic car, regular auto insurance may not provide the ample coverage needed to safeguard a vehicle of such high value.

Does Regular Car Insurance Cover Exotic Cars?

Regular auto insurance policies may not adequately cover exotic cars. This is because the limits of standard auto insurance may not be high enough to address expenses related to damage or liability associated with this type of car. We recommend discussing your situation with one of our insurance agents to prevent leaving your vehicle underinsured. They can guide you through the process of insuring an exotic car, helping you feel confident that your vehicle is fully protected, whether out on the road or parked in the garage.

For more information on auto insurance, call our Peter Laczko Insurance Inc. office in Woodstock, GA.