Classic car owners are serious about keeping their cars in excellent shape, which means addressing repairs as issues arise and maintaining the paint and body in perfect condition. This commitment necessitates having excellent insurance coverage for each vehicle. However, it also means that insurance companies covering these repairs have to implement strict rules to ensure costs don’t escalate. One of these rules is a mileage limit. Insurance companies like Peter Laczko Insurance Inc. in Woodstock, GA, understand that while this may seem frustrating at first, it’s really meant to protect you and your classic car.

The Fewer Miles You Drive, the Fewer Issues You Encounter

Classic car insurance is often based on the car’s appraised value, and driving the vehicle more increases the chances of damage and wear that would lower that value. You are at an increased risk of damaging the paint, getting into an accident, hitting a pothole that lands your car in the repair shop, and so on.

By limiting how much you can drive a classic car, the insurance company ensures that any claims you file reflect an accurate value. But new classic car owners hoping to cruise around may not realize just how low the limits are. It depends on the insurance company and the policy, but you could see limits anywhere from as low as 1,000 miles per year to as much as 10,000 miles per year. Always check the limits before buying a policy to ensure that driving to a weekly classic car show in your town won’t send you over the limit!

Contact Peter Laczko Insurance Inc. in Woodstock, GA, to discuss classic car insurance coverage and see what policies are available. You can find mileage limits that work for you with the help of a knowledgeable agent.