Driving a car in the state of Georgia is a necessity for most people to get to and from work or school. When you own a car in Georgia, there are many important responsibilities that come along with it. One necessity and requirement that all people have is the requirement to get auto insurance. There are a variety of situations when it will be necessary for someone in the state of Georgia to have an auto insurance policy in place.
When You Have a Loan
The first situation when you need to have auto insurance on your car in Woodstock, GA, is if you have a lease or a loan against your vehicle. As long the lease or loan is outstanding, the lender will want to make sure that you have insurance to protect their collateral. If you do not have a full collision or comprehensive insurance policy in place, you could be in violation of this agreement.
When On-Road
Whenever you decide to drive your vehicle in Georgia, you will be required to carry liability insurance. Similar to other states, Georgia will require that you have at minimum levels of property damage and bodily injury liability insurance. This will ensure that you have the financial ability to pay restitution if you are found liable in an accident.
Having auto insurance is a necessity for car owners in practically all situations. When you are ready to start shopping for car insurance, you should come to Peter Laczko Insurance Inc. The team at Peter Laczko Insurance Inc. can help a Woodstock, GA resident learn far more about their auto insurance options and needs. This can then help them get into a policy that will provide the right type and level of protection.
