Boat Insurance – Woodstock, GA
Woodstock is a small family town with two sections – Towne Lake and Historic Downtown. We’re lucky to have a bustling downtown, where there is something to do nearly every day/night of the week.
Us boat lovers spend a good deal of time at Victoria Harbour Marina gearing up for a fun filled day of boating on Lake Allatoona. There are 15 boat ramps throughout the lake area where you can stop to have a picnic, and enjoy other activities.
One of the biggest causes of property damage to your boat can come when you hit the boat ramp also known as a slipaway or a launch. It can be hard to judge the right angle to pull your boat in a spot near the dock especially for new boaters.
Does my Homeowners Insurance Cover my Boat?
Several homeowners’ insurance policies include decent coverage for small boats and boat motors. A homeowner’s rider is normally suitable for these boats. In addition, the majority of homeowner’s insurance riders only apply to the use of the boat in lakes, inland waterways, and rivers. Boat rider coverage rarely covers boats along the beach or outside of a coastal inlet.
Boat Insurance
It is always a good idea to purchase separate boat insurance. For extra protection, you can still include the boat rider in your homeowner insurance policy; you can never have too much insurance.
Of the three common types of boat insurance you’re going to want to purchase the most amount of insurance for property damage. Property damage insurance covers damage to the boat. If you hit the dock and your boat is damaged, your insurance may pay to have the boat repaired.
You may be amazed at how much damage can be done if your boat were to hit a boat ramp. The damage can a lot be more extensive than an ugly scratch.
It’s easy to find the best coverage for your budget by comparing insurance quotes with Peter Laczko Insurance online in minutes.
