When your teen gets their driver’s license, it’s time to get them covered on your policy with Peter Laczko Insurance Inc. In Woodstock, GA, if your teen is driving your car, then they need to be on your policy.
The best way to keep costs down when insuring teens: Just make sure they’re a safe driver. The most important thing is keeping them out of accidents, for their safety, for your car, and for your rates.
Another way to bring your rates down: Ask about "occasional" driver coverage. If your teen is off at college or only drives the car a few times a year, there’s no reason to cover them as a primary driver, at primary rates.
You can also bring your rates down by keeping your teen’s grades up. Many parents attach driving vehicles to school performance. Likewise, advanced driver’s ed courses for teens can look really good to an insurer. You’re trying to establish a pattern of responsible behavior so that insurers know that your teen is less of a risk than most.
And of course, the more time you spend with your teen behind the wheel, the more you can help them to learn how to be a safe driver. Make time for your teen and help them improve their road game, day by day, one road trip at a time.
Peter Laczko Insurance Inc. can help you get a fair rate when you add your teen to insurance policy. If you’re in Woodstock, GA and you want a fair deal, give us a call and see what we can do for you.
