Though earthquakes in Georgia are relatively rare, they do occur. Even without distinct active faults, the Georgia Institute of Technology’s School of Earth and Atmospheric Sciences cites that about 15 percent of the earthquakes that occur happen in areas like Georgia. Homeowners face significant damage to their property during an earthquake. The northwest, central and west central counties of Georgia are considered to be areas of greatest risk.
Before disaster strikes, homeowners can protect their home and property with earthquake insurance. Insurance can’t prevent the disaster from happening but it can help significantly with the recovery process. The key is to discuss whether earthquake insurance is right for your situation. Your agent at Peter Laczko Insurance Inc. serving Woodstock, GA can talk with you about the variety of options that are available. In addition to reviewing insurance options, homeowners should take the time to inventory and photograph their property and belongings. This can save time and ensure proper documentation should the unthinkable occur.
If your home is damaged during an earthquake, be sure to file a claim quickly with the necessary documentation and photographs. Some policies will provide additional living expenses for policy holders whose home is significantly damaged and deemed uninhabitable. Your agent will discuss what the earthquake policy covers and what levels of coverage are appropriate for your circumstances.
The agents at Peter Laczko Insurance Inc are ready to help you get the coverage that you need. They will provide you with information about the available coverage options and work within your budget to get you the coverage that meets your needs. Disasters can occur when they are least expected. Call the home insurance experts at Peter Laczko Insurance at 888-883-1650 or visit www.insureyourtoy.com/ to get started.
