If you rely on a golf cart to get around your neighborhood in Woodstock, GA, you don’t have to register it at the DMV. However, it’s important to make sure you have the coverage you need while operating your gold cart. Consider what coverage would benefit you regarding your golf cart. If you just drive from one green to another, you might not think you need golf cart insurance. However, every time you transport other people, you open yourself to liability.
Who Should Get Golf Cart Insurance?
If you rely on your golf court as a primary means of transportation around your gated community or retirement park, you should seriously think about getting this coverage.
Whether you drive on the cart on the green or on the roadways, proper coverage is essential to protect your valuable asset. You can’t depend on your homeowner’s insurance to cover you if you leave your property. Peter Laczko Insurance Inc. representatives can help you determine whether your homeowner’s policy covers your golf cart at all.
What is covered?
A golf cart policy includes the following coverage:
- Property damage
- Bodily injury
- Collision and comprehensive
This insurance covers the cost to replace or repair damage to your cart in incidents. If you cause an accident, the policy may cover expenses and injuries to another person and their property.
Having a golf cart can be a great asset for those who tire easily, have limited mobility or cannot walk long distances. Don’t give up your golf game. Contact Peter Laczko Insurance Inc. in Woodstock, GA to set up an appointment for a quote today.