On a typical Saturday morning in Woodstock, GA, you head for the grocery store to stock up on food for the week. Everything seems normal as you pull into a prime spot in the parking lot. After doing your shopping, you leave the store and head back to your vehicle. As you get closer, your smile turns to a frown. Someone has hit your car and left a big dent in the side.
After looking at the damage for a minute, the next thing you do is to look for a note on your windshield. There is none. Then, you survey the area and look for someone who might have witnessed the accident. No luck there. You have been the victim of a hit and run. The driver who backed into your vehicle is long gone and you are left with only a few options. You could take your automobile to a body shop and pay for the repairs out of your own pocket, or you can file a claim with your insurance carrier.
If your Georgia auto insurance policy includes uninsured motorist coverage, it will cover properly documented claims. Damages to your car in such instances are also covered under the provisions of your automobile collision coverage. If someone backs into your parked vehicle and the driver can not be identified, you should take pictures of the damage and note the date and time of the incident. Then contact the police and your insurance company to report the incident.
It is understandable that you might be upset after such an incident. However, don’t let it completely ruin your day. Parking lot accidents happen every day. When the other driver who caused the damage can not be found, your insurance will pay to have your vehicle repaired.
