You want to be a responsible homeowner in Mountain Park, Georgia. You fix up your home, and keep it as safe as can be. There is still the possibility of someone becoming injured. It may be a trip on the porch stairs or it could be a dog bite. There is no telling how person could be injured, no matter how safe you may try to keep your home.
There are home liability coverage benefits available within your homeowner’s policy. This allows you to file a claim so that the insurance company pays for the various expenses involved with an injury so that it does not become your financial responsibility.
Various limits can be established on this coverage. The higher the limit, the less likely you are to spend money out of pocket. As the homeowner, you will often be found liable for a person’s injuries. By having the coverage, you can avoid paying such expenses as:
- Medical bills
- Pain and suffering settlements
- Lost wages
- Death benefits
- Lawyer costs
Even if it is a family member or friend, if someone is injured severely, they are likely going to get a lawyer. This is because they want to look out for their best interests. They know that if they need to go to the hospital, medical bills are going to add up quickly and they may be out of work for weeks.
By exploring your home liability coverage benefits more thoroughly, you can make sure that the limits are sufficient so that you can minimize the money you pay in the event someone hurts themselves on your property.
Call us at Peter Laczko Insurance Inc. today to discuss home liability coverage benefits available to you in Mountain Park. It can be the easiest way to ensure you are protected in your Georgia home.
