You and your family enjoy spending time camping in the Woodstock, GA area. It’s your time to spend some quality time in nature. Once a year, you load all of your supplies into the RV and hit the road for a little adventure. The rest of the year, that RV sits beside the garage on your property. So, you may wonder if you really need to insure the RV if you only use it once a year. The answer is yes! While your RV may have some protection under your homeowner’s policy while it is parked on your property, it is not covered once it is on the road. The agents at Peter Laczko Insurance Inc. can talk with you about RV insurance policies that fit your travel style.
As an RV is your ‘home away from home’ when you are on the road, there are several things to consider when looking at RV insurance policies. You should consider including total loss replacement should the RV be damaged beyond repair. This is particularly important is the RV is less than five years old. You will also want to have coverage for all of the RV’s contents. Some policies also have provisions for emergency funds for housing and meals should there be an accident that renders the RV uninhabitable. While liability coverage is required by law, you may consider the amount of coverage a policy provides as RVs are large vehicles. Also, talk with your agent about the possibility of temporarily suspending portions of the policy when the RV is not on the road. This saves some money over time. The agents at Peter Laczko Insurance Inc. understand the needs of RV owners in the Woodstock, GA area. Call today!
