The loss of a motorcycle in Woodstock, GA can be frustrating, especially if you do not have coverage against theft. The state laws only require that you obtain appropriate liability and personal injury protection, which means that you are not required to protect your motorcycle against theft. Unfortunately, the details of your neighbor’s home insurance policy may vary and it might not cover the loss of your motorcycle.
Policy Variations
Just as motorcycle insurance does offer solutions against theft and damages to your motorcycle after an accident, a home insurance policy can have a variety of options and details. Some policies may offer solutions when the property of another individual is stolen from the garage, but the details and solutions that are offered can vary.
Protecting a Motorcycle
Since many home insurance companies will not cover the loss of large items or may have limited solutions, it is best to obtain motorcycle insurance that is appropriate for the situation.
If you are worried about theft, then it is usually best to purchase a policy that will specifically cover that problem. Even though your neighbor can be held liable for the loss of your motorcycle if it was in their garage while you were visiting the home, you may not be given enough to replace the motorcycle in every situation. Having protection against theft on your own policy is usually a good way to limit your losses.
The requirements associated with a motorcycle are not necessarily the same as a car, but the basic concerns and problems that may arise are similar. Contact us to speak to an agent to learn more about your options and to find a policy that is appropriate for your motorcycle.
