When you first buy a motorcycle, the last thing on your mind is getting into an accident. However, in order to cruise down the highway with the peace of mind that you’re adequately covered, you need to understand what your insurance requirements and options are. Your representative at Peter Laczko Insurance Inc. can walk you through the details of the different types of insurance. Here’s some information to get you started, so you can get your bike on the road in Woodstock, GA.
Required Insurance
Like most states, GA requires you to carry insurance for bodily injury and personal property damage in an accident you cause. However, there are many additional coverage types that you may benefit from.
Optional Coverages
When shopping for motorcycle insurance in Woodstock GA, consider that liability insurance doesn’t cover you, your bike or your passenger. Here are the types of insurance that you might need, depending on your personal situation.
- Collision insurance pays for repairs to your bike if it’s damaged in an accident.
- Comprehensive coverage pays for repairs to your motorcycle in case of vandalism, theft, fire, or other natural disasters.
- Medical payments cover your injuries after an accident.
- Towing and labor cover you if you’re stranded when your motorcycle breaks down. It provides emergency roadside assistance or towing.
- The uninsured/Underinsured motorist pays for damage and injury caused by an underinsured or uninsured motorist. It protects you if you are in an accident caused by an uninsured motorist.
Contact Us
Contact Peter Laczko Insurance Inc. for more information on purchasing motorcycle insurance or to set up an appointment for a free quote for your motorcycle in Woodstock, GA.
