Congratulations! You are about to buy your first home in the Woodstock, GA area. Buying home insurance is one of the items on that must-do list that’s a million things long. Besides being required to purchase it to appease your mortgage company, what does home insurance actually do for you? Peter Laczko Insurance Inc. is here to answer all of your questions and help you purchase the right policy that fits your life and your budget.
Protects Your Largest Investment
If your home is damaged by a storm, a fire or if a vandal destroys a part of the property, home insurance will help you pay to restore the structure and property. Maintaining the home helps to protect its resale value, which ensures that you will enjoy long term benefits of home ownership.
Can Help Replace Possessions
In case of total loss, it’s not just the walls and windows that will need replacing. Your home insurance will help you carry on with life by replacing clothes, furniture, kitchen goods, and electronics. Talk to your agent about full replacement coverage for exceptional items such as collectibles, jewelry, and valuables.
Provides Shelter
If your home is not habitable after a catastrophic incident, your insurance can help pay for short-term shelter until you can reoccupy your property.
Provides Liability Insurance
Accidents do and will happen. Guests who injure themselves while on your property can have their medical bills and expenses covered, ensuring that your savings account remains intact for true personal emergencies.
If you’d like to learn more about home insurance in the Woodstock, GA area, give the friendly agents a call at Peter Laczko Insurance Inc. to set up an informative appointment. We look forward to helping you settle into your new house.
