Whether you drive your trailer around town in the Woodstock, GA area or take it across the country, it is critical to be adequately insured. The agents at Peter Laczko Insurance Inc. would be happy to put together a comprehensive insurance package that best suits your needs. Below are the top coverages you should consider for your trailer.
Liability coverage
In the event your trailer is involved in an accident, liability will protect you against claims made by third parties. Trailer accidents can often be large claims, so a liability policy with proper limits will protect you from being forced to pay from your own funds.
Collision Coverage
Collision coverage will pay to repair or replace your trailer in the event you are in an accident. Unlike liability insurance, collision coverage will cover your trailer no matter which party of the accident is at fault. Collision coverage is especially crucial if your trailer is brand new, you would not want to have to pay out of pocket if it needs to be replaced shortly after you purchased it.
Comprehensive coverage
Comprehensive coverage will pay to repair your trailer in the event it is damaged in an event not caused by another vehicle. Comprehensive coverage events include fire, falling debris, vandalism, and theft.
Medical payments coverage
While liability coverage will pay for the medical payments of third parties in an accident, medical coverage will help pay for you and your passengers’ medical payments in the event of an accident.
Campsite coverage
If you are at a campsite and a third party is hurt in or around your trailer, this coverage will help pay for the medical bills of the third parties.
If you are interested in learning more about insurance coverage for your trailer, reach out to an agent at Peter Laczko Insurance Inc agency today. We proudly serve the Woodstock, GA area.
