If your friend comes up and asks if they are able to use your vehicle, before saying yes, it is necessary to ask them a few different questions. While we at Peter Laczko Insurance Inc. understand often times it is so important to stand there with your friend, you also need to protect yourself as well. To do this, make sure you ask these different questions of your friend before handing over the keys, regardless of if you are in Woodstock or anywhere else in the community.
License Questions
You need to ask about their driver’s license. If your friend is currently without a valid driver’s license, it is important to avoid letting your friend drive your car. If someone does not have a license and is involved in an accident, you run the risk of being held responsible for anything kind of incident they cause.
Ask About Their Driving History
Do you know your friend’s driving history? If not, you might want to ask them about it. After all, the last thing you want is to give the keys of your vehicle over to someone who is always being involved in accidents, fender benders, speeding tickets or anything like that. Whenever you allow someone to drive your vehicle, anything they do may end up reflecting on you. By learning about the kind of driver your friend is, you protect them from additional problems and yourself from dealing with any unwanted situations.
Ask About What They Will Be Doing
You also need to make sure you know what sort of activities they plan on doing. If they are doing anything work related, you need to think twice. This falls under a commercial license and, chances are, your insurance does not cover it.
