Our Services

Let our experts write you the perfect policy for any toy.

Motorcycle Insurance

Evade the cost of unprecedented accidents involving your motorcycle and get coverage for a range of risks when you insure with us. We advise our clients on the risks they should insure themselves against specific to their needs. Coverage you can get for your motorcycle includes:

  • Custom Parts and Equipment saves you $3000-$10,000 for custom parts and equipment purchase that you’d have to cover on your own.
  • Roadside Assistance covers the cost you incur when your motorcycle breaks down and leaves you stranded.
  • Liability Coverage covers a range of risk and damages while riding your motorcycle.
  • Medical Coverage for medical bills when you/your passengers are hurt in an accident.
  • Uninsured Motorist Coverage insures damages caused by a motorist without auto insurance coverage.

Boats Less Than 35ft

Statistics tell us that a total of 118 boats were involved in accidents in 2018. Boat insurance protects your boat from risks that go beyond accidents. You can expect your insurance to include one of the following coverages:

  • Collisions Coverage protects your boat during collisions irrespective of who’s at fault.
  • Comprehensive Coverage Coverage protects your boat from multiple risks such as vandalism, theft, fire, etc.
  • Towing Coverage pays for the assistance you need to tow when your boat/trailer is damaged.
  • Fuel Spill and Collision Cleanup covers for the cost of cleaning up after an accident.
  • Medical Payments Coverage pays for medical bills when you/your passengers get injured in a boat accident.
  • Coverage from Uninsured/Underinsured Boaters protects you from damages by boaters without sufficient insurance or without any insurance at all.

Yacht and Boats Larger Than 35ft

Ensuring a boat larger than 35ft is a different story. We not only advise you on the most pressing risks to insure, but we also educate you on what influences the cost of your premium. Possible coverage for your yacht or 35ft+ boat includes:

  • Comprehensive Coverage insures your bait against multiple risks like storms, theft, etc.
  • Collision Coverage makes payment for repairs/replacement when there’s a collision.
  • Fuel Spill and Collision Cleanup pays for the cleanup cost after an accident.
  • Towing Coverage pays for towing your boat when your boat/trailer suffers breakdown.
  • Uninsured/Underinsured Boaters’ Coverage pays for damages caused by boaters without insurance or with insufficient coverage.
  • Medical Payments Coverage settles the medical bills of you/your passengers on board when there’s an accident.

Recreational Vehicle Insurance

Don’t take the stress with you on the road. Our agents will look at the total replacement cost so that you’re covered, even with inflation or depreciation. Typical RV insurance Coverage available for RV vehicles includes:

  • Campsite Liability protects you for damages incurred during a temporary period of living in your RV vehicle.
  • Comprehensive Coverage insures you for a range of risks like robbery, fire accident, etc.
  • Total Replacement ensures a replacement of RV vehicles less than 5 years in the event of a total loss.
  • Replacement Cost of Personal Properties insures your personal properties in your RV vehicle.
  • Roadside Assistance covers the cost you incur when you’re stranded because your RV vehicle failed/breaks down.
  • Full-time Liability protects people living in their RV vehicles full-time.

JetSki Insurance

JetSki falls under the Personal Watercraft (PWC) insurance. It is relatively cheap, and you can expect to get discounts when you also have boat insurance. Enjoy coverage from accidents/liabilities on water with any of the following coverage:

  • High Limits Medical Coverage for you and others involved in water accidents on your PWC.
  • Total Loss Coverage replaces PWC when there is a total loss of a model within the first 3 model years.
  • Extensive Navigation allows you to have limitless use of your PWC anywhere in the country.
  • Roadside Assistance pays for the cost incurred on towing your PWC.
  • Replacement Cost for personal items pays for repairs/replacement of items on your PWC.

Motorhome Insurance

It’s fun to drive a motorhome, but it’s safer to insure it. You don’t want any sudden event to disrupt the comfort you get from your motorhome. Our motorhome insurance affords you any of the following coverages:

  • Property Damage Liability makes payment for damages done to other people’s property.
  • Comprehensive Coverage insures more than one risk e.g theft, vandalism, storm, etc.
  • Bodily Injury Liability pays for the cost of pedestrian/driver injury/death caused by you.
  • Collision Coverage covers the cost of repairs/replacement when you’re involved in a collision.

Travel Trailer Insurance

Although trailers are often exempt from mandatory liability insurance, you’ll need some coverage to secure your investment in your trailer. Your extra coverage ranges from any of the following risks that are pressing for you:

  • Comprehensive Coverage provides comprehensive coverage against many risks like vandalism, theft, etc.
  • Contents Coverage provides coverage for your properties in the trailer truck.
  • Liability Coverage is an additional coverage to protect you from various liabilities.
  • Roadside Assistance Coverage pays for the cost when you’re left stranded because of damage/failure of your trailer truck.

ATV/UTV Insurance

Taking your chances without coverage with an ATV/UTV is high. To insure yourself against this risk, you should consider a combination of any of the following coverages:

  • Bodily Injury Liability protects you when you cause death/injury to pedestrians/drivers.
  • Collision covers the cost of repairs/replacement of your ATV when you’re involved in an accident.
  • Property Damage Liability protects you when you cause damage to other people’s properties.
  • Comprehensive Coverage protects you from environment-related risks like fire, storm, etc.
  • Uninsured Motorist insures you from damages caused by ATV drivers without insurance.
  • Underinsured Motorist protects you when a motorist without sufficient coverage damages your ATV.
  • OEM Endorsement covers the cost of getting original spare parts replacement from the manufacturer for your damaged ATV.
  • Medical Payments cover the medical bills of the driver/passenger involved in an accident.

Golf Cart/ Antique Car/ Classic Car/ Exotic Car Insurance

Your unique car or cart calls for unique coverage. With varying value, use, and risk.

  • Property Damage Liability protects you when you damage other people’s property.
  • Bodily Injury Liability protects you when you’re in an accident that causes death/injury to pedestrians/driver.
  • Comprehensive Coverage protects you from vandalism, theft, storm, fire, and more.
  • Collision Coverage ensures repairs or replacement of your car when you’re involved in an accident.
  • Custom-made Coverage for Your Classic Cars are specific to your needs, since you don’t often use these cars.

Home Insurance

Your home is perhaps one of your most significant investments where you shouldn’t take your chances. Home insurance coverage includes:

  • Dwelling Coverage insures the structures of your house like walls, roofs, etc.
  • Personal Property Coverage insures personal properties in your home.
  • Liability Protection protects you during lawsuits for damages done to others’ property and injury on your property.
  • Guest Medical Protection pays for the medical bills of a visitor injured on your property.
  • Additional Living Expenses protection covers extra expenses when your home becomes uninhabitable.

Auto Insurance

Our expert agents know the individual minimum state requirements, and can offer you affordable auto insurance while advising you to increase your coverage limit. Coverage for auto insurance includes:

  • Bodily Injury Liability covers death/injury of drivers or passengers when you are at fault for an accident.
  • Property Damage Liability covers the damage made to other people’s properties.
  • Underinsured Motorist covers for damages that affect you and is caused by a motorist without sufficient insurance coverage.
  • Medical Payments Coverage for medical bills when you/your passengers are hurt in an accident.
  • Uninsured Motorist Coverage insures damages caused by a motorist without auto insurance coverage.
  • Collision Coverage insures repairs and damages when you’re involved in an accident.
  • Comprehensive Coverage insures you from a vast range of risks like theft, storms, vandalism, etc.